FAKTOR YANG MEMPENGARUHI FINANCIAL SATISFACTION DENGAN FINANCIAL LITERACY SEBAGAI PEMODERASI

Abstract

One of the areas most affected by this pandemic is the financial sector, starting from finance in the macro
(world) scope to the most micro sphere, namely the family. The family finance sector is the basic support
for the country's economic progress. Micro-scale financial policies are primarily aimed at
underprivileged families in the form of direct cash assistance. This study aims to find out about financial
distress, domestic debt on financial satisfaction with financial literacy as a moderator. This research
method is a quantitative method with a positivism approach. Hypothesis testing using PLS-based SEM,
with a research sample of 50 respondents. The results of this study state that 1) Financial distress has an
effect on financial satisfaction; 2) Domestic debt is not proven to have an effect on financial satisfaction;
3) Financial literacy has an effect on financial satisfaction; 4) The interaction between domestic debt and
financial literacy has no effect on financial distress; 5) The interaction between financial distress and
financial literacy has no effect on financial satisfaction.